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Political Violence& Terrorism

Terrorism, protests, riots and violent crime can stop a business overnight — and most property policies exclude them. We provide a complete suite of standalone covers for insurers, brokers and their clients across Latin America and the Caribbean.

Political Violence Suite

Six covers, one underwriting team — tailored to each risk.

Sabotage and terrorism

Sabotage & Terrorism

*LMA3030

Physical damage and business interruption caused by terrorism or sabotage.

Strikes, riots and civil commotion

S&T including SRCC

*LMA3092

Adds strikes, riots, civil commotion and malicious damage.

Organised crime

Organised Crime

Damage and business interruption from violent acts of organised criminal groups.

Active shooter / active assailant

Active Shooter / Active Assailant

Damage, business interruption and response costs after an armed attack.

Business interruption

Business Interruption & Extensions

Lost profit, revenue or rent and extra expense, including non-damage BI.

Terrorism third party liability

Terrorism Third Party Liability

*T3L

Liability for third-party injury and damage from terrorism, including defence costs.

Coverage

One capacity across the full Political Violence suite.

Capacity deployed each and every loss and in the annual aggregate, on a primary basis or as an excess layer, for risks in Latin America and the Caribbean, subject to sanctions compliance.

Sabotage & Terrorism

*LMA3030

S&T + SRCC + Malicious Damage

*LMA3092

Organised Crime

Extension or bespoke terms

Active Shooter / Active Assailant

Standalone or extension

Business Interruption & extensions

Following a covered peril; non-damage BI

Terrorism Third Party Liability

*T3L

*London Market Insurance Wordings

Regional Reach

Experience with civil unrest, organised crime and terrorism exposures across the region.

Latin AmericaCivil unrest · organised crimeCaribbeanProperty & hospitality