The July edition of Mercado Asegurador includes a brief but relevant mention of Dynamic Re, confirming its presence among the reinsurers authorized to operate in Argentina, as listed by the SSN (Superintendencia de Seguros de la Nación). This regulatory recognition reflects Dynamic Re’s continued engagement in the Latin American market and its role within the network of admitted reinsurers.
Beyond that, this month’s issue is packed with strategic insights, industry trends, and technological reflections that deserve attention.
Key Themes and Insights
Automotive and Micromobility Insurance: Changing Risk, Changing Demand
The motor insurance sector in Argentina shows signs of recovery with a rise in 0km vehicle sales and digital innovation efforts. However, high claims ratios and a trend toward cheaper, lower-tier coverage plans (like “terceros completos”) are pushing insurers to adapt their portfolios. Companies like Rivadavia, Galeno, ATM, and La Perseverancia describe strategies balancing efficiency, sustainability, and customer experience.
Meanwhile, the motorcycle segment is growing rapidly—particularly among young adults using two-wheelers for work and daily transport—but is also grappling with rising accident and theft rates. Insurers such as RUS and Triunfo Seguros are responding with digital underwriting platforms and region-specific pricing models.
Technology & AI: Efficiency Meets Ethics
Several articles explore how insurers are leveraging automation, generative AI, and analytics to scale operations, reduce fraud, and personalize services. Yet, cautionary voices emerge: What happens when algorithms exclude instead of protect? The magazine urges the industry to pursue technological innovation without losing sight of insurance’s core social role—collective protection and inclusion.
Reinsurance & Global Dynamics
A SIGMA report by Swiss Re outlines macroeconomic and insurance projections through 2026. While global GDP growth is expected at 2.8% in 2025, geopolitical tensions pose significant threats. A timely example: the recent 50% tariff imposed by the U.S. on Brazilian exports could disrupt several lines of insurance including cargo, trade credit, and financial liability. The need for adaptive underwriting and real-time risk modeling has never been greater.
Surety Bonds, Longevity, and Structural Change
Other standout pieces analyze the transformation of surety insurance under Resolution 293/2025, as well as the challenge of insuring an aging population. The Geneva Association contributes a rich feature on aligning longevity, health, and wealth through new insurance frameworks.
You can explore the full edition of Mercado Asegurador on their website:
mercadoasegurador.com.ar
